Flash Flood Insurance

Sewer Backups from Chesterfield to Spanish Lake

Recent torrential downpours have caused major problems for local residents that didn’t think they needed flood insurance. Although homeowners may be in low or moderate flood risk zones by FEMA standards, typical home owner’s insurance doesn’t cover sewage backup caused by flash flooding. Without additional flood insurance coverage homeowners may only have Metropolitian St. Louis Sewer District (MSD) grants to rely on. MSD grants as reported by KSDK Online, only cover up to $3000, some homeowners are estimating 10-15 times that figure for repairs. If you have questions on what homeowner’s and flood insurance cover, give us a call in St. Louis or St. Charles Counties.